Summer time and medical insurance

Summer tends to be a quieter time for a lot of businesses as people drift away on holidays from the beginning of June right through to early September. Add in the long school summer holidays and sometimes it feels as if there is no one in some offices and workplaces.

It is a time of year though that I often warn clients about - do not ignore the your medical insurance renewals if they are due during this time period. I often get calls from clients and prospects in the middle of September saying they want to make a change in their plan or move insurer or indeed even set up new cover effective from 1st of June or July but because they've been away and forgotten (often despite numerous chases from me) they leave it too late.

Generally if we are setting up cover or reviewing an existing plan then quotes only last thirty days and the most we can ever backdate anything tends to be the same time period. Due to understandable underwriting commitments insurers will not allow exemptions and going away on your hols is no excuse I am afraid.

If you'd like help with your medical insurance renewal please just let me know :

Phil

Philip D Knight

Healthcare Consultant

M: 07792 075748

T: 0113 2505702

W: www.pch.uk.com