Thursday, 3 February 2011

Switching your Private Medical Insurance

Just because you have private medical insurance (PMI) in place for yourself or your family that isn't necessarily the end of the story. Like anything you buy, the shiny new policy, once 'driven off the forecourt' can begin to depreciate. What I mean is that over time the medical insurance market changes and a plan, once totally adequate for your current needs becomes outdated as the requirements of the policy holders change, benefits are improved or altered and of course prices from insurers go up and down (mainly up unfortunately !).

With this in mind a plan that you bought three or four years ago may not still be up to snuff. The good news is that Knight Healthcare are able to offer a full independent review service where we look at every aspect of your medical insurance cover - the benefits, excess level, hospital list, bolt on options, claims support, service level, pricing and stability of insurer. 

This review is of course free and may not result in a requirement to change insurers - often we recommend staying where you are (particularly if you have recent claims) or amending benefits with your current provider. As an alternative we are sometimes able to offer a switch to a new insurer at renewal that might save you money, offer you better benefits or often both.

Whatever your situation please feel free to get in touch to discuss how we can help you ensure you have the very best PMI in place for the most important people in your life.  

For more information please check out the website at, call on 07792 075748 or check out the Twitter Feed @knighthealth