tag:blogger.com,1999:blog-5064719938741388373.post117331530337586836..comments2023-10-19T09:29:13.418-07:00Comments on Philip D Knight - Martial Artist and Healthcare Consultant: PMICast Live : On-Line PMI workshop - Tuesday 25th of March 2014 - Live Feed ...Unknownnoreply@blogger.comBlogger9125tag:blogger.com,1999:blog-5064719938741388373.post-59747896038914769692014-03-25T05:15:43.090-07:002014-03-25T05:15:43.090-07:00Thanks for everyone who got involved and checked o...Thanks for everyone who got involved and checked out this blog and the #pmicast twitter stream. The live event has now ended but I'll put a full report together and run over everything on the new episode of PMICast out tomorrow all being well.pkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-50964887489980448712014-03-25T04:03:00.274-07:002014-03-25T04:03:00.274-07:00Q11b. Just had a call from an existing client whos...Q11b. Just had a call from an existing client whose price has increased at renewal - exactly as described above, they're in reasonable health and we are looking to move them to a new insurerpkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-66470524737791982692014-03-25T03:51:17.475-07:002014-03-25T03:51:17.475-07:00Q11. Price of medical insurance has gone up - can ...Q11. Price of medical insurance has gone up - can I move insurers ? Assuming you're in reasonable health and have no major claims it might well be possible - a review takes two or three days and I usually provide a summary report with the various optionspkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-86927337910492705202014-03-25T03:31:26.799-07:002014-03-25T03:31:26.799-07:00Q. 10 - Which is best private medical insurance or...Q. 10 - Which is best private medical insurance or income protection - well both work in tandem in my opinion - PMI helps when you initially have a medical problem and ensures you don't have to wait for treatment then income protection provides a salary replacement if your medical issues continue or you need to rehabilitate. So the plans work very well together and both are really useful both for personal clients and also companies.pkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-54492505499219386962014-03-25T03:10:29.991-07:002014-03-25T03:10:29.991-07:00Q 9 - Can company schemes have tiered benefits (pa...Q 9 - Can company schemes have tiered benefits (paraphrasing again) - yep ! It's quite common to have higher benefits within a scheme for directors and lower levels of cover for more junior staff members. Dead easy to do - just ask me for a quote ! pkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-83441772895284198332014-03-25T02:59:41.884-07:002014-03-25T02:59:41.884-07:00Q 8 - rough monthly cost of personal PMI - really ...Q 8 - rough monthly cost of personal PMI - really depends on the quality of cover, your age and where you are - did some quotes for a 21 year in London yesterday on mid range cover and it came to £ 26 per month with a £ 250 excesspkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-48788682800101735302014-03-25T02:54:33.474-07:002014-03-25T02:54:33.474-07:00Comment - personal medical exclusions are those an...Comment - personal medical exclusions are those an insurer places on your plan when underwriting. If you have them and think the problem is over or won't re-occur drop me a line - I'll gladly help you challenge them with the insurer and see if we can get them removed (might need a GP report to do this) but could extend the range of your plans cover.pkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-85607606451986814702014-03-25T02:45:18.855-07:002014-03-25T02:45:18.855-07:00Q 7 More general one - why do I need medical insur...Q 7 More general one - why do I need medical insurance (I'm paraphrasing) - it's partly a lifestyle issue (convenience/choice) to prevent waiting for NHS waiting lists and also to overcome the perceived shortcomings in the NHS.<br /><br />As our lives get busier and more complex my clients want the piece if mind that the best in medical care is available as and when they need it.pkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.comtag:blogger.com,1999:blog-5064719938741388373.post-79364373675284856442014-03-25T02:41:03.278-07:002014-03-25T02:41:03.278-07:00Q 6 From an IFA contact of mine - who's your f...Q 6 From an IFA contact of mine - who's your favourite PMI insurer ? - as an independent I don't really have favourites. It all boils down to who offers the best service for clients. So with this is mind it's fair to say that smaller insurer can be a bit more client focused but not exclusively. I try to work with insurers individually to get the best deal/support for clients and of course things vary based on which person you talk to within the companies as well - bit of a political answer that one !pkn4395https://www.blogger.com/profile/12647920352285465753noreply@blogger.com